JIFFYAI FinOps
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Unified autonomous finance platform

Your finance function,
run by an AI workforce

JIFFYAI FinOps runs Accounts Payable, Order-to-Cash and the close as a coordinated team of AI agents. They do the work; your team approves the exceptions.

On the right is a finance function actually running — Meridian Supply Co. at 7:42 this morning, day 3 of close. The agents worked overnight. Three items are waiting for a human.

Meridian Supply Co. Sep close · day 3 · 07:42 2,861 items handled since 18:00
Arriving
Invoice · Northwind Logistics · $48,120.50
Remittance · Bellhaven Retail · $212,400
Journal · accrual reversal · P9
Statement · Halloran Packaging · 14 open
Dispute · Orchard Health · freight $1,420
Invoice · Corvus Office Supply · $1,912.30
Bank file · 1,340 lines · MT940
Agents at work
completed of today’s load
Invoice Processing Agent
three-way matching captured invoices
409 / 412
Cash Application Agent
applying receipts · 22 with no remittance
187 / 187
Reconciliation Agent
clearing bank lines against the ledger
1,340 / 1,340
Journal Entry Agent
posting recurring accruals for P9
96 / 97
Collections Agent
drafting chases, ranked by risk
35 / 41
Waiting for you
3 of 2,850
Duplicate suspect — Anvaya Traders
INV-9184 · $23,675.00 · matches INV-8841 on amount, PO and date
Reject
Freight short-pay — Bellhaven Retail Group
CT-1148 · $1,420.00 · credit memo drafted, needs your approval
Approve
Revenue reclass above your threshold
JE-2209 · $44,000.00 · supporting schedule attached
Sign off
The starting point

Finance today runs on disconnected tools — and people doing the work between them.

Meridian Supply Co. — the same morning, before nothing joins these four but your team
AP inbox
Invoice capture tool
45 waiting
Invoice · Northwind · $48,120
Invoice · Corvus · $1,912
Invoice · Anvaya · $23,675
Cannot post to the ERP. Someone re-keys.
Collections
AR module
86 waiting
Overdue · Stratos Media · 41d
Overdue · Bellhaven · 19d
Promise · Orchard Health
Overdue · Kelso Foods · 62d
Dispute · freight $1,420
Does not know which disputes are open.
Close checklist
Spreadsheet, v14
82 waiting
Accruals · not started
FX reval · waiting
Owned by one person. Updated by hand.
ERP
System of record
123 waiting
Posted · P8 final
Open items · 1,880
Statements · 214 unread
Vendor master · 3 duplicates
Records what happened. Nothing more.
DW
Dana, Controller
the integration layer
Emailing a budget owner for the third time about an approval sitting in another system.
424
items untouched
1
person, four screens
01

Humans are the integration layer

Every system owns its own queue, its own logins, its own exceptions. Nothing joins them but your team, re-keying and chasing between screens. You bought software; you staffed the gaps between it.

02

You manage on perception, not data

The close takes days of heroics and the numbers still arrive weeks old and hand-corrected. Decisions on payment timing, terms and priorities get made on instinct, because the real picture lands too late to act on.

03

Leakage shows up too late

Duplicate payments, missed early-payment discounts, credits never claimed. Each one small, none visible in aggregate, most found months later — if at all.

04

Doing more means hiring more

Nothing learns from how your team resolved the last exception, so the same ones come back. More invoices means more people, not more throughput.

You did not buy four tools and a team to run them. Your team is the fifth tool — the one that carries data between the other four, chases what they cannot see, and does the actual work in the gaps.
The paradigm shift

Agents do the work. Your team approves. The system learns.

Old world
Modular SaaS, disconnected systems of record
Humans do the work; software records it
Every exception handled from scratch
AI-first
Agents do the work end to end, on one unified data model
Humans review and approve — exceptions only, in one queue
The system learns from every resolution
Your ERP does not move. It stays the system of record, and the agents post to it.
The agentic organisation

From software your team operates, to a workforce your team manages.

The easiest way to understand the platform is as a well-managed office with four parts — and only one of them is your people.

O
Chief of staff

The Orchestrator

Watches every process, decides which agent owns each piece of work, sequences the dependencies across process areas, and holds anything that touches your guardrails. Nobody on your team assigns a task.

runs itself
14
Junior specialists

The agents

Each owns one job — invoices, collections, reconciliations, the close — and works it end to end without a handover. They do not clock off, and they do not queue work for each other.

works around the clock
You
Senior managers

Your team

Reviews, approves and sets the guardrails. Judgement stays human — what changes is that it is spent on the handful of items that genuinely need it, not on the eleven thousand that do not.

your part
K
Institutional memory

Shared knowledge

Every decision your team makes is remembered and available to every agent. The vendor quirk one person knew stops being one person’s knowledge — and the same exception stops coming back.

compounds every month
Three of the four run themselves. Your part is the approvals — and every one you make is what makes the next month quieter.
The specialists

Four process areas. Fourteen agents.

Each one owns a job the way a good hire does: end to end, all day, without waiting for a handover. Pick any agent to open its desk and see what it did overnight.

Procure-to-Pay
4 agents
Invoice to payment, and the suppliers around it.
Invoice Processing
Supplier Portal
Case Management
Vendor Reconciliation
Order-to-Cash
4 agents
Receipt to cash, including the arguments.
Cash Application
Collections
Dispute Management
Reconciliation
Record-to-Report
4 agents
Reconcile, post, close, report.
Journal Entry
Reconciliation
Close Management
Reporting
Analytics
2 agents
Cash and receivables, explained as they move.
Cash Analysis
Collection Analytics
Procure-to-Pay

Invoice Processing Agent

Owns an invoice from the moment it arrives to the moment it is paid: capture from any layout, vendor and entity indexing, line-level two- and three-way matching, GL and tax coding for non-PO spend, approval routing, posting to your ERP.

Escalates when
A duplicate suspect, a match variance it cannot settle from history, or any payment above the guardrail you set.
Learns from
Every rejection, recode and approval a person makes — the next invoice of that shape resolves on its own.
Open the full desk →
On its desk right now
06:04 Captured 412 invoices from mailbox, portal and Peppol.
06:09 Three-way matched 377 at line level and posted them to SAP.
06:12 Held INV-9184 — matches INV-8841 on amount, PO and date.
06:15 Coded 96 non-PO invoices from your own history and routed to budget owners.
07:38 Built tomorrow’s pay run to terms and available discounts.
15
exception types cover ~90%
11,200
invoices / month at Meridian
Governed autonomy

You decide how much the agents may do without asking.

Every agent scores its own work against your master data and rules. Score above the line you set, and it acts and posts to your ERP. Score below it, and the item goes to a human with the reasoning attached. Drag the line to see the trade you are making.

Confidence threshold
95.0%
Set per agent, per entity, per amount band.
90.0% · more autonomy 99.5% · more review
88%
of AP volume the agents act on alone
1,344
invoices reach a person each month
Where most teams settle
After a quarter of watching the agents work, this is the line the majority of controllers land on and leave alone.
Modelled on Meridian Supply Co. — 11,200 invoices a month. Your own mix is what matters; we model it in the first workshop.
The loop every agent runs
01
Capture
Work is pulled from wherever it lives — mailbox, portal, EDI, bank file, ERP queue. Nobody uploads anything.
02
Understand
The document is read, not templated: header, lines, tax, intent — whatever layout it arrived in.
03
Validate
Scored against your master data, contracts, tolerances and history. The score is the agent’s own confidence.
04
Act
Posted to your ERP, reconciled, and the outcome recorded with the reasoning behind it.
Then: the line
Above it, the agent posts and reconciles. Below it, a person decides — and whatever they decide joins shared knowledge, so the next one like it comes back resolved.
Watch an agent hand one over →
Month-end close

Closing the books takes nine days. It can take two.

The same month, run both ways below: the same invoices, the same four people. Press play.

Business day 9
Run it again
Without agents
Close signed — day 9
d1AP backlog keyed by hand
d3Chasing approvals by email
d4Bank recs opened, variances unknown
d6Intercompany still out both ways
d7First draft trial balance
d8Rework after two posting errors
d9Close signed
On JIFFYAI FinOps
Close signed — day 2
d1Agents posted and reconciled overnight
d158 of 62 close tasks already complete
d212 exceptions reviewed by the controller
d2Close signed — pack drafted same day
Illustrative, using Meridian's volumes. The closest real comparison we can name: a leading REIT closed 50% faster with 75% fewer errors and 30% more volume on the same team, across 95+ GL accounts.
Before you buy

Three things we tell every CFO first.

01

No client has clean data.

Not one. Master data is incomplete, vendor records are duplicated, the chart of accounts has history in it. The agents are built to work in that reality and to tell you what they could not resolve — not to wait for a data project that never finishes.

02

Autonomy starts moderate.

First process live in weeks, not quarters, with the line set conservatively. It climbs as the agents absorb your resolutions. Anyone promising full autonomy in week one is describing a demo, not a deployment.

03

We do not replace your ERP — or your controller.

Your ERP stays the system of record; we post to it. And judgement stays with your team. What changes is that judgement is spent on eleven items, not eleven thousand.

Proof

Numbers with a customer attached.

Real estate · 400 offices, 60 countries
40%
AP cost reduction
Alongside 55% touchless straight-through processing and 90+ validations running on every invoice.
Global real estate services firm
Automotive · 150k invoices / month
85%
straight-through in 12 weeks
5,000 suppliers on one portal. 15 exception types accounted for about 90% of everything the agents met.
Top global automaker · ROI inside 6 months
REIT · 95+ GL accounts
50%
faster close
75% fewer errors and 30% more volume handled by the same team, month after month.
Leading listed REIT
Mining & metals conglomerate
$150M+
free cash flow released
$525M+ of early-payment opportunity uncovered, 74% fewer payment terms in use, 14 days off DSO.
$18M+ to the bottom line
Recognition
Everest Group PEAK Matrix — Star Performer
HFS Top 10
SoftwareReviews Champion
Runs on your stack
SAP Oracle NetSuite Dynamics Workday Bank files · MT940 / BAI2 Peppol
Your ERP stays the system of record. Agents do the work, then post the result back.
Put it in front of an auditor
SOC 1 SOC 2 ISO 27001 HIPAA
Every agent action is logged with its reasoning and confidence. Your data is never used to train shared models.
Trusted by
McKesson
Volvo
NBCUniversal
NBC
Paramount
Major League Baseball
Cushman & Wakefield
Choice Properties
Reitmans
Aubuchon Hardware
Nova Bus
Mundipharma
alliantgroup
American Express
FIS
Axos Financial
Envestnet
Cetera Financial Group
Orion
Vestwell
Alerus
Fremont Bank
MBO Partners
ctm

Walk the floor yourself.

A self-guided tour through Meridian's month — the same screens your team would use, with the agents mid-task. Twelve minutes, no form.